One Funding

Small business funding

Working capital,
without the runaround.

No long bank process. No impact to credit score2.

Applying is free. View disclosure.

Business owner on a call while reviewing a tablet at a lumber yard

How it works

Business owner reviewing an application on a phone at a job site1

Apply in minutes

Phone showing One Funding lender offers2

Get real approvals from lenders

Business owner at a construction site3

Funds in as little as 24 hours1

Frequently asked questions

Is One Funding a lender?

One Funding connects businesses with lending partners. Those partners make every credit decision — amounts, rates, and terms are up to them.

Does submitting the form guarantee funding?

No. Applying is free and does not guarantee an introduction, an approval, or funding. Lenders review each inquiry and decide on their own.

What kind of financing is this?

Working capital products for small businesses, including revenue-based financing and merchant cash advances. The product depends on which lenders respond.

How fast can I get funded?

We’ll usually reach out the same business day. How fast funds arrive depends on the lender, how complete your information is, and underwriting.

Does this cost me anything?

Applying is free and carries no obligation. If you accept financing, the fees and terms are between you and the lender. Read every offer before you sign.

What happens to my information?

We use it to match you with lending partners and to contact you about your inquiry. We don’t share your mobile number with third parties for their marketing. Details are in our privacy policy.